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Most {UK|United kingdom|British|British isles|Great britain|Britain} {business|company|enterprise|organization|small business|business enterprise} {lending|financing|loaning|financial|credit|lender} to {small businesses|smaller businesses|small enterprises|small business owners|small companies|small establishments} is {secured|guaranteed|attached|collateralized|properly secured|anchored}, {in that|for the reason that|because|in this|as|in the} {in addition to|along with|as well as|together with|besides|in combination with} {requiring|needing|demanding|necessitating|requesting|in need of} a demonstrable {ability to|capability to|capacity to|power to|chance to|opportunity to} {service|support|services|program|assistance|company} and {repay|pay back|pay off|settle|pay|reimburse} {the loan|the borrowed funds|the credit|the money|the financing|the financial loan} {from a|from the|from your|coming from a|at a|originating from a} 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not|isn't|just isn't|is just not|will not be|seriously isn't} {available|accessible|obtainable|offered|readily available|out there}? {This article|This short article|This informative article|This post|This information|The next few paragraphs} {gives a|provides a|offers a|provides|provides for a|supplies a} {cash flow|income|cashflow|earnings|profit|net income} {lending|financing|loaning|financial|credit|lender} {definition|description|classification|explanation|meaning|distinction} and {discusses|talks about|covers|looks at|examines|tackles} the {sources of|causes of|reasons for|options for|types of|resources for} {cash flow|income|cashflow|earnings|profit|net income} {funding|financing|money|capital|backing|finance} {available to|open to|accessible to|offered to|on the market to|there for} {businesses|companies|organizations|corporations|firms|enterprises} {in the UK|in the united kingdom|in britain|in england|in great britan|in great britain} {today|these days|nowadays|right 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{profitability|success|earnings|profits|productivity|earning} at EBITDA ({Earnings|Income|Revenue|Profits|Cash flow|Salary} {Before|Prior to|Just before|Ahead of|Previous to|In advance of} {Interest|Curiosity|Attention|Awareness|Fascination|Desire}, {Tax|Taxes|Duty|Levy|Income tax|Taxation}, {Depreciation|Devaluation|Wear and tear|Accounting allowance|Decline|Downgrading} and Amortisation) {level|degree|stage|amount|levels|place}, {interest|curiosity|attention|awareness|fascination|desire} {cover|include|protect|deal with|handle|go over}, or its {enterprise|business|venture|organization|company|small business} {value|worth|benefit|price|importance|cost}. {If the|When the|In the event the|If your|Should the|In case the} {borrower|customer|debtor|consumer|client|lender} breaches a {covenant|agreement} this then {gives the|provides the|provides|increases the|provides each|shows the} {lender|loan provider|loan company|financial institution|bank|mortgage lender} {the right to|the authority 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{providing|supplying|offering|delivering|giving|furnishing} loans {of up to|as high as|up to|all the way to|as much as|of as much as} {three times|3 times|3 x|thrice|triple|3x} EBITDA {in connection with|regarding the|associated with|in association with|connected with|related to} {buying a|purchasing a|investing in a|getting a|choosing a|the purchase of a} {business|company|enterprise|organization|small business|business enterprise}. 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